01
Pick or post an offer
Browse offers by coin, price and payment method, or post your own with your price and limits.
SOL · USDC · USDT on Solana
Crypto, person
to person.
Buy and sell SOL, USDC and USDT directly with other people. Pick an offer or post your own, pay the way you agree, and the crypto waits in an on-chain escrow until the seller confirms.
Escrow
You sell
SOL
You get (est.)
…
Loading prices…
Your crypto stays in escrow until you're paid
SOL…USDC…Escrow on Solana0 SOL needed to buyNo platform feesDisputes settled by people, not bots
How it works
Four steps. One escrow.
You decide when your crypto moves. Until you release it, it sits in escrow where no one else can take it.
02
Crypto locked in escrow
When a trade opens, the seller's crypto is locked on-chain. Nobody can touch it, including us.
03
Buyer pays the seller
PayPal, Revolut, Wise, bank transfer and more. The buyer has 30 minutes to pay.
04
Seller releases
The seller sees the money arrive and releases. The crypto lands in the buyer's wallet.
The escrow
Released only when you're paid.
Your crypto is reserved for the buyer inside a Solana program that only follows its own rules. It moves when you say so, and every step is public on the explorer.
Payment window
The buyer has 30 minutes to pay. If they don't, you cancel and withdraw.
You hold the key
Only you can release the crypto to the buyer. Not them, not us.
Trade chat
Talk to the other trader and share receipts inside the trade.
Human disputes
A moderator reviews the evidence and settles the escrow.
Assets
Three coins to cash out. Any token to swap.
Questions
Good to know.
Before you release: check the money is in your own payment app as completed. A screenshot is not a payment. Safety guide →
Who holds my crypto during a sale?+
Nobody. It sits in an on-chain escrow program. Peerlock can't move it: only your release, an expired payment window, or a dispute decision can.
When should a seller release?+
Only once the payment shows as completed in their own payment app. Never because of a screenshot, an email or pressure in the chat.
What if the buyer doesn't pay?+
If no payment is marked within 30 minutes you cancel the trade and withdraw your crypto. If the buyer says they paid but nothing arrived, open a dispute.
What does it cost?+
Nothing from Peerlock: traders set their own prices and keep the full amount. Network fees for opening trades are covered by Peerlock.
Can a payment be reversed?+
Some methods, like PayPal, allow disputes after the fact. Sellers should release only once money has fully cleared and check the other trader's history shown on every offer.